Insurance
Stiles & Co has an excellent reputation and long-standing experience as a specialist insurance consultant. We provide comprehensive advice to policy holders, brokers and insurers alike before and after claim notification. Our expertise in this field usually helps minimise the stress often experienced during the process of a claim and reduce the time for claim settlement to the mutual benefit of all parties.
Before starting in private practice, Martin Stiles worked as an insurance loss adjuster, specialising in subsidence and heave claims and fire reinstatement work. Consequently he has a unique insight into the management of buildings insurance claims.
Our insurance services include:
For Policyholders
Independent advice for policyholders to assist with their claims, liaising and negotiating directly with the insurance company or their agents so the claim can be settled as quickly as possible and on the best terms.
Damage limitation advice if your property is affected by storm, fire or flood, including emergency safeguarding of the building and, once liability has been accepted by your insurer, organising reinstatement works. This may include preparation of specifications and schedules of work followed by pre and post contract administration to final account.
Specialist investigations and reporting into cause, including unobtrusive inspections using specialist equipment.
Impartial technical advice for difficult or unusual specialist buildings claims.
Building reinstatement works cost assessment to ascertain sums insured for standard and non-standard risks.
For Insurers/Brokers
Risk management and subsidence audits.
Volume claims overflow assistance for scheduling repairs and management.
Specialist consultants to assist with in-house scheme work.
Complaint case reviews to advise prior to claims going before the Financial Ombudsman Service.
Expert witness in connection with public liability and professional indemnity claims.
